Credit Analyst

Company: Disability Solutions
Location: San Jose
Posted on: November 4, 2024

Job Description:

Job Title:Credit AnalystLocation:San JoseWhat you'll do:The position of Credit Analyst is responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and develops credit studies for the Loan Officers, Chief Credit Officer, and other Executive Management. Manages spread assignments, conducts financial analyses, and maintains related records and files. The incumbent is also responsible for the preparation of a variety of credit department reports.What we are looking for:

• Performs special financial statement analyses, typically involving complex and interlocking relationships.
• Assists lending officers on credit matters and loans involving unusual situations or requiring scrutiny.
• Assist in the preparation of any reports required from Credit Administration.
• May train selected personnel in credit operations and financial statement analysis.
• Performs industry analysis and provides recommendations.
• Informs CCO/Loan Officers of relevant trends of specific loans, portfolios, or industries.
• Provides credit information and references for customers, loan officers, or other agencies as requested.Qualifications:
  • College degree (BA) from a four (4) year College or University
  • Completion of an Accounting course
  • GPA of 3.0 or higher is required.
  • Strong analytical, conceptual, communication, leadership, and organizational skills
  • Ability to self-motivate and work productively without supervision.
  • An interest in working in the Commercial Business Banking industry.Compensation: Hourly range for new hires is generally $36.30 for San Jose, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.Benefits you'll love:We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!About the company:Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.-- Western Alliance Bancorporation

Keywords: Disability Solutions, Fremont , Credit Analyst, Professions , San Jose, California